How to Open Jan Dhan Account Free Insurance of ₹30,000 Online, Open Jan Dhan Account!

PM Jan Dhan Account 2024 :- Hello friends, a very good scheme is being run by the Central Government to provide benefits to the poor, extremely backward class and backward class citizens. Similarly, a new scheme is being started by Prime Minister Narendra Modi. The name of this scheme is Pradhan Mantri Jan Dhan Yojana. Pradhanmantri Jan Dhan Yojana has been started to provide financial assistance to the poor class people. Those who do not yet have any kind of bank account. Under this scheme, people of close category will be given benefits. There are many citizens of the country who do not have any details related to the bank to avail the benefits of any scheme. That is why the Prime Minister has launched the Pradhanmantri Jan Dhan Account scheme.

So that the poor people can join the bank and get financial directly with the help of Jan Dhan account. Every citizen of the country wants to open their Jan Dhan account under this scheme. If you want to avail benefits, if you also want to avail benefits by opening Pradhanmantri Jan Dhan Account, then you must read this article till the end so that through this article we are going to give you all the detailed information related to Pradhan Mantri Jan Dhan Yojana. Due to which one may face any kind of problem in availing the benefits of this scheme.

PM Jan Dhan Account 2024

Pradhan Mantri Jan Dhan Yojana was started on 15 August 2014. Under this scheme, it has been made for all those citizens of the country who do not have any account in the bank. Its previous description was that the poor will be given money directly into their bank account through the schemes. And under this scheme, the government provided all the banking related facilities to all the citizens of the country so that the people of poor class can get the banking related system and along with this they can also get the benefits related to the government schemes. Is possible. Under Pradhanmantri Jan Dhan Yojana, applicants can open their account on zero balance and upon opening the bank account, citizens get many types of facilities. Under Pradhan Mantri Jan Dhan Yojana, more than 40 crore bank accounts have been opened in the country so far.

key Highlights of PM Jan Dhan Account 2024

Ten thousand rupees will be given to Jan Dhan account holder

Many types of benefits are given to the account holders under the Jan Dhan account. More than 47 crore accounts are being opened under the Pradhan Mantri Jan Dhan Yojana, although lakhs of people are unaware of the purpose of opening these accounts and the government is giving ₹ 10000 to the holders of the PM Jan Dhan Yojana. To avail the benefits of this scheme, you will have to apply in your branch and under this scheme, the account holder does not need to maintain less than normal balance in his account. Apart from this, a debit card is also given, if you wish, you can pay Rs. You can apply for an overdraft of Rs 10000 in the bank, for this you will have to contact your bank branch.

Facilities provided by the bank to account holders

• Pradhanmantri Jan Dhan Yojana has no monthly limit on the number or value of transactions.
• The account holder is allowed to make tax withdrawals every month including through their respective ATMs and others.
• Partners with other models such as RTGS NFT Transfer Debit etc.
• Withdrawals more than four per month are subject to fees.
• Under this scheme, basic Rupay card will be given to the account holder for free.

Benefits and features of PM Jan Dhan Account

• The amount deposited in the savings account of Pradhanmantri Jan Dhan Yojana will be carried forward with interest.
• The account holder also does not need to maintain any specific balance.
• If the account holder wants to use the check services, he will have to deposit a minimum amount.
• Under PM Jan Dhan Yojana, overdraft capacity will be available to account holders when the account holder maintains good standing of his account for 6 months.
• Rupay System Citizen is given an accident insurance college of ₹100000.
• In case of accidental death, the family of the account holder is paid Rs. 30000.
• Insurance and pension services are also available under this scheme.
• An overdraft option of ₹5000 is given to one person in the family.
• Usually the recipient of the police service is the lady of the house but you can do overdraft up to ₹ 10000.
• All poor people are given the benefits of government schemes under this PM Jan Dhan Yojana.

Eligibility to open Jan Dhan Account

• The beneficiary must be a permanent resident of India.
• The beneficiary should not have any savings account in any bank.
• After opening a bank account, the age of the applicant should be at least 10 years.

Documents required to open PM Jan Dhan Khata

• applicant's aadhar card
• PAN card
• Ration card
• driving license
• Voter ID Card
• mobile number
• passport size photo

Process to open online account under Pradhan Mantri Jan Dhan Account

• First of all you need to know about Pradhan Mantri Jan Dhan Yojana. official website will go on.
• After this the home page of this website will open in front of you.
• On its home page you will see the option of account opening form Hindi/account opening form English.

• You have to select the language as per your wish and select the option and click.
• After this, a new page will open in front of you in which you will get the Jan Dhan account form.
• Now you have to download this form and keep it and carefully enter all the required documents in the form.
• After entering all the information, send the form with your requirement and keep it attached.
• After the entire process is completed, you have to go to your nearest bank and submit the form.
• In this way you can open your bank account under Pradhan Mantri Jan Dhan Yojana.

Process to open Jan Dhan Account offline

• First of all you have to go to your nearest bank branch where accounts are being opened under Jan Dhan Yojana.
• After going to the bank, you have to get information related to the scheme from the bank operator.
• After entering the information related to the scheme, you have to get the form from your bank operator.
• After entering all the information, you have to attach copies of the required documents with your form.
• After this you have to go to the bank and submit this form.
• After opening the account, you will get the passbook in the bank.
• After receiving the passbook, all your bank related transactions will be completed.

Summary

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